Put Insulation on your Greater Wellington Regional Council Rates

Finance Options

Wellington homeowners can get home insulation now and pay for it on council rates bills. But act now - to get your insulation installed you should apply quickly.

You can get home insulation and pay for it on your rates bill over 9 years as part of the Greater Wellington Regional Council's "Warm Greater Wellington" programme (conditions apply, read more below). 

The aim of the programme is to make Wellington homes warmer and healthier by offering an easy finance option for the installation of home insulation.

Smart Energy Solutions is an approved provider in the programme and can give you all the information on adding insulation to your rates and we'll can also help you with the paperwork. But act now - to get your insulation installed this winter!

Beyond insulation Smart Energy Solutions also supplies heat pumps, ventilation systems, LED downlights, hot water management systems and more to help you lower your energy bills. While these products are outside the Wellington Regional Council's funding scheme - we have other finance options available to assist if needed.

Why Insulate?

Insulation keeps your home warmer and drier and can lower your power bills. Underfloor insulation can reduce draughts from Wellington's notorious winds and, along with ceiling insulation creates a barrier to reduce heat escaping your home during winter - this can lower your energy bills. Even more importantly a study by the Wellington School of Medicine & Health Sciences* confirmed that people who live in insulated homes are healthier. Damp cold houses are significant contributors to respiratory illness.

How Much Funding is Available?

The Greater Wellington Regional Council's (GWRC) programme provides up to $3,900 of funding support for home insulation products which can be used for ceiling or underfloor insulation installed by an approved provider in homes built before the year 2000. The interest rate is 7% per annum and is reviewed annually so Insulation of $3,900 would have an approximate repayment of $12 per week.

For eligible Masterton and Wainuiomata ratepayers there is also funding for heat pumps and we're an approved provider for both insulation and heatpumps. Masterton & Wainuiomata ratespayers read more.

Who is Eligible for this Insulation Funding?

To be eligible for the GWRC funding you must:

  1. Be a GWRC ratepayer
  2. Be up to date with payments on your rates
  3. Own a home in Wellington that was built before 2000
  4. Have quotes from an approved insulation provider (that's us)


How is the funding re-paid?

The funding is repaid through your regular GWRC rates bill and is itemised as a "targeted rate". The repayments are over a period of 9 years and you can make additional repayments if you wish to pay it off earlier.  

If you sell your house before fully paying off the financial assistance you are legally required to disclose the existence of the targeted rate to potential buyers. Alternatively you can pay the outstanding amount off in full prior to selling.

Adding insulation will mean you use less energy (electricity, wood, gas) to create the equivalent warmth and so you can save money while you're paying the insulation off.

You can trust Smart Energy Solutions

Smart Energy Solutions Wellington is a one-stop-shop that can give you quotes on ceiling insulation, underfloor insulation, heat-pumps and ventilation and heat transfer systems and more. Our Wellington base is in Lower Hutt and we can visit you in your home anywhere in the greater Wellington region. Because we sell a wide range of home energy efficiency products, you can rely on us to recommend the products your home needs first for maximum effect. 

Wellington homeowners can enjoy our total home approach from a NZ owned business working with leading organisations like EECA and the GWRC. You can read more about our Wellington team - our products, services and community involvement here.

You can also trust the products we supply as we only work with leading brands including Mammoth Modern Insulation, Bradford Gold glasswool insulation, Mitsubishi Electric heatpumps, Daikin heat pumps, and SmartVent, SmartVent Evolve home ventilation and heat transfer systems.

Whether your focus is on being energy smart, healthier, more comfortable or improving your home's sustainablity, trust Smart Energy Solutions.

* Howden-Chapman, P et al. "Effect of insulating existing houses on health in equality: Cluster randomised study in the community"

Read More:

About our Wellington operation

About EECA Energy Wise Warm Up NZ: Healthy Homes insulation

About Our Insulation Service in Wellington

About Ceiling Insulation

About Under Floor Insulation

Greater Wellington Regional Council website


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